Cancel Your Credit Card - Comments Page 4

Well are you sure the card is really canceled? I have just been dealing with Amex. My card was cancelled in 2005. Our company travel agency gave the hotel my old card number. The hotel tried to used the card 12 time and it was rejected the hotel then did a manual transaction. I ask Amex if the merchant got a authorzation # from them for the transaction and Amex told me No. But the charge did go through because I just received a new statement last month(remember this is a cancelled card). My statement said this card is cancelled but please pay this charge immediately. Looks like Amex can only track electronic transaction not manual ones. I asked Amex can you cancel this card for electronic and manual transactions and was told no.

So are you sure your card is really cancelled ?

EDITOR'S NOTE: Wow, that's incredible. I would call them and ask to speak with a supervisor.

I just got a bill from a credit card company on an account closed for over 6 months. The charge was an automatic renewal (they had sent me a note that said my credit card was expired and that they would not renew unless I updated the information.) I had closed the credit card account when it expired in June. The credit card company told me that if a charge is made on a closed account that I am responsible to straighten it out. I have called the company that had the automatic renewal but I will be sending the credit card company a dispute letter. Anyone else had this problem? What can I do about it? Is it true that I am perpetually responsible?

If you use the internet to check credit card balances, etc. it should be easy to verify your account was closed.
I have 5 cards with Chase (that I know about) and only use one of them for ebay business. I am in the process of closing the other 4 with a certified letter, and reminding them 'customer's request' to be noted in credit ratings.
One of the reasons to say you want to cancel (besides the obvious financial ones) is tell them you don't use these cards anymore and have a real concern about the greater security risk if you leave them open and cards get lost, etc.

for those who do want to cancel their aol account you can finally do it online: just go to this url and change it from a paid plan to a FREE plan (you can keep using the account and software on that as long as you dont use dialup)

http://changeplan.aol.com

Well, if you think you've canceled your card, think again. I canceled my Citicard two years ago and they still charge against it. They are saying that any recurring agreemens can be charged even if the card is canceled. The probelm is that I never bought the product they claim I did and here is the best part, the product they claim I purchased is owned by citi itself called "Citishoppers". I asked for the proof of purchase which they claim is the signed agreement but they kept giving me the run-around. This is beyond evil, they are charging me for a product which never bought and charging to an account which i canceled two years ago.

Hi,
When canceling a card you should be aware of its terms and conditions about charges. I think this is the better way to cancel a card. I still don't understand why you should cancel a card?

Daniel, are you kidding me? Are you saying that forever I'm stuck with AMEX charging me over and over again by a company that I authorized but no longer want to come from my AMEX (which was canceled in FEB). They say they have to accept recurring charges no matter what. That is INSANE!!! And by the way, talking to a Supervisor does not help.

Cancel my AOL Chase Credit Card

EDITOR'S NOTE: Pretty sure you're in the wrong place...

Now that I read all these comments I'm kind of nervous about canceling my macys card =(

Some hacker is using my compromised cancelled amex card as well. the hacker is smart and charged only less than $20 but luckily I checked my statement and saw this and called amex. they were good enough to refund the money but said any electronic transaction will go thru and there is no way to stop that with any credit card...
I am disappointed and cancelling card does not even give you peace of mind...
any idea how to permanantely block all transactions on cancelled cards? is there a way or will this glitch will continue??

EDITOR'S NOTE: That seems totally unacceptable. I'd check with your state attorney general.