[ALERT] Beware The Recurring Charge Scam - Comments Page 2

My answer to this kind of scam, is to use a pre loaded Mastercard. If I want use it to purchase from an unfamiliar vendor, I just go on line, and load up the card from my bank account, with just the correct amount, and then use that card to pay online or over the counter. That way the balance is always at, or near zero. If any one (including myself) tries to debit the card, the transaction is just declined. It gives me a lovely feeling when I receive an email from some firm telling me my subscription charge, which was never authorised by me, has been declined.

To my knowledge, this has saved me on three occasions.

I found one of these recurring charges on one of my credit cards awhile back. I called the company and they insisted that I had approved the charge. I didn't argue; simply hung up and then immediately called my credit card issuer. They promptly removed the 2 months of charges, cancelled the card and sent me a new one. Yes, I should have caught the bogus charge the first month - don't know why I didn't because I always check my card bills. But the bank was most cooperative and helpful. Only drawback: I was without the credit card for about a week until the new one arrived.

I remember one time my B/F ordered something, i checked the bank and asked him what 800 bucks was doing out of acct, due to it being in RED. He said i don't know, i said you ordered something, he said a free catalog. He called the company and found out with catalog he also bought a car, well made trip to bank and let them know what happened. Thank goodness the bank blocked the 800 bucks. Nightmare, because those people kept calling his number. Not the first scam on him, the latest one, he contact a agency and they went to that address and 3 people arrested for scamming.

Many thanx to Cold City and Brian B. I must speak with my bank next week.

Good article. I got burned on iDrive. The auto-renew button was below the page break. I missed it and got burned for $50, for a second year, when I didn't even know I'd paid for it.

This happened to me with . I found the site, ordered some postage, paid for it, and then found that I was being billed an annual membership fee. I never even saw a check box which would have made it possible to opt-out in the first place! And believe me - I looked!
It took months, until I was fortunate enough to get The United States Postal Service involved, since they agreed it was a sneaky scam, and told Stamps.com that they would not permit their "postage" to be used under those circumstances! Stamps.com backed down, and returned fees that had been auto-billed, which I had not caught!!

My credit card company has available "virtual" numbers to use online or with telephone orders. With the virtual number I can specify the amount of the transaction and for how long the virtual number will be valid. If someone steals the number, it cannot be used at another merchant and is valid only for the amount specified, which has already been used. If the merchant tries to get cute with recurring charges, it will be rejected as the number is good only for the amount and time limit (2-12 months) that I have specified.

This scam happened to us last year. It was a cosmetic which Vana White was going to be selling because she was quitting the WHEEL TV show. The back page of the paperwork accompanying the small cosmetic sample had us agreeing to a subscription to a monthly jar of this cosmetic cream and a membership in a sort of club for more. It was a California-based outfit. We got the set-up cancelled and replaced our Credit Card to eliminate all future charges from this firm or their associates.

Autodesk is among the software companies that has changed from "purchase" to subscription. Our CMM at work uses software from a company that was purchased by Autodesk. I had paid a (substantial) amount to purchase the software and then we paid an annual software support fee that allowed updates, provided technical support, etc. Autodesk bought the company, and even though we had purchased the software, it is now switched to a subscription model. We received no credit for the initial purchase, and the annual subscription fee is 5 times the previous support fee. If we don't pay the subscription fee, the software stops working.

www.freeshipping.com is another one of those sites. You earn money back on your purchases, and you also get free shipping from numerous companies. However, if you fail to read the "small print" otherwise known as the terms and conditions, you'll find a $12.95 charge on your credit every a month. Unless you read the T&C's, there's nothing on the site to indicate you will are joining a monthly subscription service.

I got burned by IDrive, like Mark Tonyan. I canceled my free account before the deadline, but still got charged. I called the company and the CD rep told me that I had two accounts and the second one was definitely not free. I did not agree to the second account.
I tried the device as soon as it arrived and I couldn't get it to work on my two-drive system. So I got nothing for free but a paid account. I no longer trust the expert who recommended IDrive.

Dear Bob,
Thanks for a timely (Christmas shopping) reminder of this scam. I was caught when I sent away for a free gift. The company tried to take money from my credit card even after I had unchecked the subscription box.
Luckily, I was online with my bank as the payment pending notification came in, so I was able to contact my bank and stop the payment. It still required them to send me out a new card, though.
I went back to the free gift site and noticed that every item on it, from electrical goods to cosmetics, were all running the same scam. Even though they were from different companies.

Amazon is famous for charging monthly fees for something you didn't ask for. I got a notice from Amazon about 6 months ago that I was eligible for "Kids Unlimited" free for 6 months for Prime members. I did not sign up for this service. In fact I checked a couple of times to make sure I wasn't signed up for it. However, last month I noticed I had a charge on my credit card for the service that I never even asked for. They were quick to remove the charge but it should not have been there in the first place. This is not the first time I've had to have a monthly fee removed for services I did not order from Amazon.

Always use PayPal for online shopping. If you have a problem they are quick to get your money back. If you use PayPal Credit you won't even have to pay anything while disputing any charges. If the site where you are shopping doesn't offer PayPal, shop elsewhere.

I also got burned by Act Blue, a political fundraising *charity*. I made a single credit card donation to a candidate and Act Blue made two additional unauthorized charges to my credit card. Act Blue will lie and tell you that it's your fault for not unclicking the recurring donation box. They've been perpetrating this scam for years. If you try to phone them you'll only get voicemail and they also don't respond to email.

Don't believe their phony excuses. Erin Hill is the executive director.

You recommend iDrive with a discounted 1-year subscription. I object to the autorenewal. These are most difficult to cancel.