The Biggest Identity Theft Scam...? - Comments Page 2

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Posted by:

Ginger Johnson
24 Jul 2015

Here is a resource to help educate you about Identity Theft, learn from the best, and the #1 Risk Management Company in the WORLD - KROLL. www.kroll.com/ls

Here is why:

Kroll is the leading global provider of risk solutions. For more than 40 years, Kroll has helped clients make confident risk management decisions about people, assets, operations, and security through a wide range of investigations, cyber security, due diligence and compliance, physical and operational security, and data and information management services. Headquartered in New York with more than 50 offices across nearly 30 countries, Kroll has a multidisciplinary team of over 2,000 employees and serves a global clientele of law firms, financial institutions, corporations, non-profit institutions, government agencies, and individuals.

Still want to learn more:
www.gingermcnamara.legalshieldassociate.com

Posted by:

LadyLiberTEA
24 Jul 2015

Some States FREE for SENIORS to FREEZE SSN (& otherwise, minimal) temporary or long-term easily lifted with pin for merchant or a global lift.

As Bob says, always risky giving personal info, but if you already use free online Credit Karma or our paid AAA-sponsored ID Protect at Experian, timely emails are sent re monthly activity on SSN/Credit Bureau/ID, & our paid service likely won't renew after Bob's article has been our user-friendly starting place/central liaison with the 3 bureaus/learning curve after pc hijacked by trojan despite good security & housekeeping, thankfully Vanguard fund prevented attempted hack, and yes our Citizens Bank attempts good security too.

Posted by:

Steve
25 Jul 2015

Great information, Bob.
I had considered Lifelock at one time, and e mailed to them a specific question about coverage. What I got back was their legal agreement with pages and pages of mice type. If they couldn't (or wouldn't) directly answer a simple direct question, I dismissed them. The $1,000,000 promise is deceptive, as you stated.

Posted by:

Marc
26 Jul 2015

Great article and just in time for me since I was involved in the OPM data breach. They are offering free credit reporting through CSID which is a company I never heard of. In fact, CSID was hired by OPM to notify affected federal employees of the breach. I have elected not to use the free services from CSID but I'm wondering how safe my information is that was given to them by OPM. It sounds like a lot of these ID Theft protections services don't protect the sensitive information they have on customers and prospective customers who were involved in a data breach from theft from ID thieves. I Know that CSID has at least my name and social security number and possibly other data and I don't want to have my information stolen again.

Posted by:

Robert Knox
17 Aug 2015

Identity theft is a frightening and confusing prospect for most people. But never, never, NEVER pay for identity theft protection! There’s a proactive, do-it-yourself identity protection solution, and it's available to anybody for free. This inexpensive guide tells you how to do it: http://IdentityProtectionForFree.com

EDITOR'S NOTE: I'd take that one step further. Never, never, NEVER pay for a book on identity theft protection! My article "10 TIPS: Identify Theft Protection" is free and tells you how to do it yourself.

See http://askbobrankin.com/10_tips_identity_theft_protection.html

Posted by:

Robert Knox
17 Aug 2015

Bob: I think your Editor's Note is a pretty funny response to my previous comment. Touche! But what I'm offering to consumers at IdentityProtectionForFree.com has been appealing enough to result in hundreds of sales of my guide so far (about two months into its launch).
There's a whole lot of confusion in our country about what identity theft is and what can and should be done about it. You and I know that LifeLock et al are largely scams (since these services lost the ability to place fraud alerts on behalf of customers beginning in 2009). It's really pretty flabbergasting to me that these services have survived and even thrived for so long, particularly with the most recent FTC comeuppance that LifeLock is dealing with. Sadly, it seems that a great portion of our country's population is simpleminded and easily led by media personalities like Rush Limbaugh, Kim Komando and other well-compensated LifeLock shills. I believe that the guide that I'm selling is a great value, and I've gotten a lot of positive feedback from customers about it. I also think that your "10 Tips" is a meaningful piece. But it really just skims the surface, with statements like: "Consider placing Fraud Alerts with the major credit bureaus, so new accounts cannot be opened without your knowledge. Call Equifax (800-525-6285), and they will pass along the request to both Experian and Trans Union..." I believe that most of the aforementioned simpleminded populace wants and needs a bit more detail than that! At any rate, it's been a pleasure making your "acquaintance" via this comment thread.

Posted by:

Robert Knox
18 Aug 2015

We just bought you a cup of coffee, Bob. [http://buybobasnickers.com/]. I'm glad I found your site yesterday. It's been a valuable resource to me already, and I'm sure I'll get a lot of value out of it in the future.
Best regards,
-Chris & Martha
Mystic, Connecticut
(As you may have surmised, "Robert Knox" is my nom de plume when commenting online...in honor of my first guitar teacher.)

Posted by:

Martin
25 Aug 2015

Bob, It seems to me that the simplist, most important, least expensive step anyone can take, as I have, is to contact each of the 3 major credit bureaus (by phone or internet) and "lock" your file. This can cost about $5.00 each. It means no one can check your credit (or successfully apply for credit impersonating you). The disadvantage is that if you want to apply for new credit, or a mortgage, other loan type, etc., you are burdened with going through a temporary unlock procedure with each of the 3 bureaus. But I think this is worth the protection this affords.
In addition, I am paying IdentityGuard.Com about $12 a month for monitoring. They do not claim to prevent identity theft. I like their alerts system. They notify me of any postings to my file at any of the 3 majors. They give me access to my file at all 3 at any time. And they give me my current credit rating by all three, at all times. This service may cost more for new users. I've been with them a few years.

What do you think about both of these tips?

Regards,
Martin

Posted by:

Shellie
07 Sep 2017

Experience was busted for a scam like this in New York. They would go in and mess with your credit score, then transfer you to another Experian group that would charge you to help restore your credit score.......that they f@*ked up. Stay away from these scammers.

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