[SCAM] Gadget Insurance and Extended Warranties - Comments Page 2
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Back in the 50's and 60's electrical warranties were 90 days. Then manufacturers started offering longer and longer warranties to compete for business. The 90-day warranty came from studies of reliability from the 40's that determined that catastrophic failures mostly occurred in the first 90 days of a device, decreasing exponentially with use. With rare exceptions, most devices that last 90 days will last far longer, barring accidental damage, which is typically not covered. And most extended warranties exclude wear and tear. |
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I don't know about this. |
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Dave S: A whole-house surge protector will be cheaper than individual extended warranties on everything you own. |
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I don't usually purchase extended warranties but for some reason did when I purchased my 32" Insignia TV for an additional year. Just after the end of the original warranty, I had some problems with it and the repairs were 100% covered. The cost was the same as the cost of the warranty. About 5 days after the purchase warranty ended, the TV stopped working completely. I called for service thinking it was still in effect. Well, due to some sort of rider or something, the GeekSquad said it would still cover repairs, came checked out the TV, told me they had to order parts. Actually they replaced everything except the screen itself. The cost of the repair was completely covered. That was about 4 or 5 years ago. "Knock wood," it is still working just fine. I think I got my money's worth, but I still don't buy extended warranties. I think that my T V experience was a fluke. |
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WE BOUGHT 2 ACER 'ASPIRE' LAP TOPS FROM WALLMART [ CANADA ] AND PAID FOR WARRANTY. HARD DRIVES FAILED ON BOTH. PHONE CALL TO THIRD PARTY INSURER AND THEY AUTHORIZED OUR LOCAL REPAIR SHOPS TO REPLACE BOTH WITH LARGER DRIVES AT NO COST TO US. BOB, THANKS FOR YOUR GREAT OPINIONS. |
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A few years ago, purchased the Epson WF-7620 from OfficeMax. Had a 1-year plus got an extended 2-year for $35. Near end of 3-yr, I called and said the scanning was running slow, expected some advice. Sent me a new one. Now have three, all work. |
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I always buy OfficeDepot extended warranties. I have bought 3 printers from them, and they send you what you paid for them so you can buy what you want. I don't remember what the warranty cost, but I don't believe it was much. But you MUST KEEP YOUR RECEIPT or you will have a hard time getting things done. All the comments are good advice. Most extended warranties aren't worth it, but when I pay $200+ for an item, I do the math first. |
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