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Comment by PR on Will Your Photos Last a Thousand Years? (January 17, 2017 04:30 AM)
I have some 100MB zip disks packed away somewhere, that were the be all/ end all long term file storage solution. I appreciate the technology, but in...
Comment by Kevin K on Should You Switch to Project Fi? (January 16, 2017 06:16 PM)
It's been slightly mentioned, but wanted to highlight is that it pretty much works seamlessly out of the US. Phone and data work just like you're at ...
Comment by TED MARTIN on Should You Switch to Project Fi? (January 16, 2017 05:51 PM)
Add Apple and I'm in....
Comment by Joe M on Should You Switch to Project Fi? (January 16, 2017 05:42 PM)
H2o Wireless has been fantastic for me. I signed up for the 3GB/unlimited plan for $40 with a 10% discount for auto-charge. So I pay $36/month ALL-I...
Comment by Brian on Should You Switch to Project Fi? (January 16, 2017 05:24 PM)
I guess I am satisfied with Republic Wireless and the T-Mobile service they provide. RW offers free roaming with AT&T and I never pay more than $22.8...
Comment by Bill.yeg on Should You Switch to Project Fi? (January 16, 2017 05:08 PM)
I found Fi on my newish Nexus 6P recently and looked into local options (Edmonton, Alberta). It said it supported only 2G. I'm guessing 2G is old and ...
Comment by Terry on Should You Switch to Project Fi? (January 16, 2017 04:56 PM)
I have been using Fi for about a year down in south Louisiana. I travel for business and have found a few dead zones but mostly I have great coverage...
Comment by Joe Farkas on Should You Switch to Project Fi? (January 16, 2017 04:16 PM)
I and the rest of my family have been using Project Fi phones for the past year or so. The phone and the MVNO Carriers are good now in about 136 count...
Comment by Linda on Should You Switch to Project Fi? (January 16, 2017 03:15 PM)
You mentioned that Fi was originally only available for GoogleNexus 5. I believe that is incorrect. Nexus 5 phones (which I have) do not work on Proje...
Comment by Reuven on Should You Switch to Project Fi? (January 16, 2017 02:26 PM)
You forgot to mention that international roaming for data doesn't cost any extras - same $10 a Gig....

Finance Articles

 

Hey, Is This Your Money?

Did you know that if you have a bank account that has had no activity for as few as two years, it may be declared abandoned, and turned over to the government? Fortunately, there are ways to get that money back. Government experts estimate that $32 billion worth of lost, forgotten, or unclaimed money is waiting for consumers to find it. But it doesn’t wait forever. Here's where to look online to see if there's money waiting for you to claim...

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12 Tips for Online Holiday Shoppers

Shopping online for Christmas, Hanukkah (or any time of year) is easy and convenient, but when you use the right tools, you can also save a lot of cash. Here are some money-saving tips for the smart online shopper...

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Be A Smart Philanthropist

Even in hard times, Americans make giving back a high priority. About 95% of American households give to charities, according to surveys by the National Philanthropic Trust, a nonprofit that tracks charitable donations and activities. Smart donors favor charities that actually benefit needy people, and not the execs and administrators. Here's how to tell them apart...

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How to Spot a Cryptocurrency Scam

Bitcoin, the first cryptocurrency, has gone from media sensation to quiet afterthought in just a few years. But in Bitcoin’s wake, an estimated 700 new crypto-currencies have sprung up, like mushrooms after a thunderstorm. A very few Bitcoin alternatives are legit. The others rest upon traditional mushroom food - manure. Read on to see how to tell the edible monetary mushrooms from the poisonous varieties.

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Brother, Can You Spare a Digital Dollar?

There are many occasions when people need to exchange small sums of money: a group dinner, after-work happy hour, a shared taxi ride or shared “friends and family” phone account. Typically, cash is used to settle debts like these, but there is always that one guy who’s short of cash and says, “I’ll have to owe you.” That's where person-to-person payment systems come in very handy. Here's what you need to know...

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[WARNING] Paper Checks Can Lead to Fraud

In March 2016, I wrote about electronic bill payment, and asked “Are You Still Paying Bills With Paper Checks?” The overwhelming majority of readers who left comments said that they do. Some recent news casts serious doubt on the safety of this practice. If you pay bills with paper checks, you MUST read today's article...

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[ALERT] Gadget Insurance and Extended Warranties

I have never been a fan of insurance or extended warranties (both referred to as simply “insurance” henceforth) for electronic devices or even appliances. In fact, I make no bones about my disdain for these “protection rackets,” which are all heavily rigged in the seller’s favor. Here are the latest “innovations” in device insurance, and my thoughts on what’s wrong with them...

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[SCAM] Have You Been Skimmed?

The fastest-growing threat to financial networks is not malware, phishing, or denial-of-service attacks. It’s ATM “skimming,” the illegal capture of debit card data including PIN numbers by a “skimmer” device inserted into an ATM. Here's what you need to know...

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[FAIL] Don't Get Burned By Crowdfailures

Crowdfunding - the raising of capital through small contributions from many people - has grown from an Internet novelty into an SEC-sanctioned financial market. Many successful products have come to the market thanks entirely to crowdfunding. But for every success story there’s a horror story, it seems. Here are some high-profile “crowdfails" and some tips on how to avoid being a part of them…

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Who Falls For Phone Scams?

Americans lost an estimated $7.4 billion to phone scams in 2015, according to an online Harris Poll survey. It’s projected that 27 million of us got taken by phone scammers last year, Based on the self-selected survey sample; that number is up 53% from 2014. You'll be surprised to learn who is most likely to fall for a phone scam. Read on!

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[SOLD!] Are Online Home Price Estimates Reliable?

When buying or selling a home, it’s natural to seek independent opinions of the property’s value. Historically, buyers and sellers relied on real estate agents, “the neighborhood professionals” who have years of experience with local markets. But today, online real estate price estimators are considered by many to be more objective and honest than the appraisals of realtors. But who is right? Read on to learn why computerized home valuations are not always on the mark...

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[MONEY] Still Paying Bills With Paper Checks?

Do you still have a checkbook? If so, you’re in the majority, but only if you’re over age 55. Many young people have never written a paper check. Paper checks are dying, replaced by plastic cards and various forms of electronic money transfer. Will checks eventually be banned altogether? Read on for the scoop…

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[TAXES] Online Tax Filing For Free

The good news is: about 70% of U. S. taxpayers can get free online tax preparation and e-filing this year. The bad news is: you have to pick your online tax service very carefully. Here's what you need to know...

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Cash In On Your Gift Cards

Your well-meaning niece was only thinking of your health and karma when she gave you that gift card from a vegan restaurant for Christmas. But now how do you get rid of the thing? Rather than throw it away, here’s how to convert it and other unwanted gift cards to cash. Read on for details, and some bonus tips on how to buy gift cards at a discount!

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Android Pay Is Here

Google announced the roll-out of Android Pay, its mobile payment service for Android devices, about a month ago. But confusion still reigns among eager Android users. How, exactly, can one get Android Pay? What credit/debit cards can it support? And what happened to my Google Wallet app? Read on for answers...

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Smoke and Mirrors at Amazon.com?

Like millions of other consumers, I buy stuff on Amazon.com. The free two-day Prime shipping is convenient, and the prices seem to be competitive. But some eye-opening reports, a class-action lawsuit, and a new competitor are causing me to question my assumptions about Amazon. If you shop online, you'll want to read on for the details...

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The Biggest Identity Theft Scam...?

Lifelock, the publicly-traded “identity-theft protection” service, is in trouble with the Federal Trade Commission again. Read on to learn why, how it might affect you, and ten free steps YOU can take to protect your identity...

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Is Walmart The Best Online Bank?

Everyone knows that Walmart is a discount department store, and an online retailer as well. But did you know they offer free checking accounts and other banking services? Here's the scoop on the services offered by WalMart's GoBank and other online banks…

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Poof! Abra Sends Money With Magic

A new “Uber-like” service called Abra is making tech news headlines. According to CNN Money, Abra makes bank accounts obsolete. Who needs a bank or ATMs, Paypal or Western Union, when you have a smartphone? (Hint: you do)...

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Compare Prescription Prices Online

Retail prices for the same prescription can vary significantly from one pharmacy to another; there may even be big differences between stores of the same brand. It can pay big dividends to shop around, but shopping prescription prices is pretty difficult. Until now...

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Automated Shopping Refunds?

A free online service promises to scour the Web for price drops on items you've already purchased, and automate the process of getting refunds for you. It sounds like easy money, but is there a catch? (Hint: Yes.) Read on to learn about Paribus...

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Best Daily Deal Websites

Everyone loves to get deal on a purchase, especially if they think others aren’t getting it. That’s the principle behind 'daily deal' websites, where membership has its privileges, and sometimes, hidden costs. Here's what you should know about the most popular deal of the day sites...

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Tax Filing For Free

The good news is: about 70% of U. S. taxpayers can get free online tax preparation and e-filing this year. The bad news is: you have to pick your online tax service very carefully. Here's what you need to know...

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10 Things Not To Buy in 2015

Do you make New Year's resolutions? It's a good time to set goals, and since everyone wants to save money, I've got a list of ten things you don't need to buy in the coming year. Some you can get for free, some have much cheaper alternatives, and some are just completely unnecessary. Check out my list and see how much you can save in 2015...

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Beware of Personalized Prices

Did you know that prices you pay for online purchases can be affected by your zipcode, your computer's operating system, using a smartphone for shopping, and other mysterious factors? Read on to find out why, and what you can do about it...

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Black Friday Ad Leaks

Have you made your holiday shopping list and checked it twice? Are you chomping at the bit to hit the stores (online and off) come Black Friday, the biggest shopping day of the year? Wondering where to go first; who’s open earliest, including Thanksgiving Day? Well, here’s some help planning your expenditure adventure…

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What is Apple Pay?

Apple Pay has arrived, and it's the purportedly perfect way to get rid of your money in a jiffy without even thinking twice about it. Just what you’ve always wanted, right? Well, it’s what merchants, banks, and credit card companies want, so Apple wants to make you want it, too. Let’s see what Apple Pay is and what you can (and can't) do with it...

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The Final Credit Card or the Last Word In Trolls?

Credit card security is a “trending topic” these days. Large thefts of customers’ card data are making headlines with increasing frequency. Cardholders are anxious, and tired of reacting to each security breach. Is the coming Final Card the answer?

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10 TIPS: Identity Theft Protection

A new study shows that identity fraud is increasing, affecting over 13 million U.S. consumers in the past year. Big spikes were noted in 'new account fraud' and 'account takeover fraud' -- two of the most damaging types of ID theft. In addition, a series of massive data breaches at major corporations leaves consumers vulnerable to phishing and other forms of fraud. Poor password practices are a factor as well. Read on for my tips on avoiding fraud and identity theft...

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HOWTO: Get Your Free Credit Report Online

October is Cyber Security Awareness Month, so here are some tips on avoiding scams and identity theft. Readers often ask me about getting free credit reports online, concerned that they'll be scammed or tricked into paying a fee. So is it true that you can get a free credit REPORT once a year? YES! Read on to learn how it's done, how to avoid the potential pitfalls, and how it's different than your credit SCORE...

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Should You Borro?

Do you have a Rembrandt just sitting on your wall, taking up valuable dart board space? Any diamond rings or Rolex watches collecting dust in a drawer? If you wish you had the equivalent worth in cash instead, then I've got a deal for you! Read on…

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Why You MUST Check Your Credit Report

You may feel your good credit is safe from thieves because you take good care of your critical personal data. But ironically, it seems you are far more likely to have your credit ruined by the companies who give you credit, than by identity thieves. Here's the how and why of credit monitoring...

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Free Tax Prep Software

U. S. citizens are rapidly approaching their annual time to “render unto Caesar” – tax season. It’s too soon to panic, but not too early to think about tax preparation software. The good news is that most people can use free tax software that makes all that form filling easier. Here are some you can try…

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Has the Paypal Killer Finally Arrived?

Since Paypal’s debut in 1998, it has become a dominant player in online payments, second only to credit cards. However, many people take exception to Paypal’s tagline, 'the world’s most loved way to pay and get paid.' Actually, some of us spew coffee all over everything when we read that. That's why I'm glad that some serious competition is arising. Here's what you need to know about Square Cash...

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SCAM ALERT: Mobile Device Insurance and Extended Warranties

Conventional 'wisdom' gives many people the false impression that insurance is always necessary and prudent. Corporations prey upon this vulnerability to sell insurance against all manner of catastrophes that have as much likelihood as a geek getting a date with Selena Gomez. It's especially irksome in the realm of smartphones, tablets, laptops and TVs. Here's why you should say NO to paying extra for gadget insurance...

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Avoid Cable and Phone Company Money Grabs

Approximately 44 percent of U.S. broadband subscribers get their phone, TV or high-speed Internet from one of the top ten companies. Many, probably most of them, pay far more than they should for those services. Here’s why, and how to avoid money grabs from your phone company or cable operator...

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Win More With eBay Sniping Services

If you buy on eBay, you have probably suffered the agony of seeing defeat snatched from the jaws of victory. Do you want to find out how they keep outbidding you at the last second, every time? Want to start winning some eBay auctions? Read on to learn all about eBay sniping...

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Penny Auctions: Scam or Legit?

You've probably seen those ads, offering popular electronic gadgets for insanely low prices. These so-called 'penny auction' websites offer products for pennies on the dollar. Are they a big scam, or a legitimate way to save money? Let's take a look at how penny auctions work...

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Send Money With Gmail

Google has announced a new feature that will make it possible to send money from using Gmail. If you already know how to send a photo or document in an email attachment, you'll have no problem sending money with Gmail. So how does it work, and how does it compare to similar features offered by Paypal? Read on to learn more...

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Internet Sales Tax Is Coming

Tax-free Internet shopping is in jeopardy. The U.S. Senate voted 74-20 on April 22 to take up a bill that would permit State and local governments to collect sales and use taxes from online sellers located outside of their borders. If this becomes law, how will it affect you? Here's my analysis...

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Should You Invest in Bitcoins?

The banking crisis in Cyprus has some people pulling their cash out of banks and investing them in Bitcoins. Media coverage of this phenomenon leads a number of people to ask, 'What is a Bitcoin, and should I invest in some, too?' Here is my primer on the first subject, a link to in-depth info, and some opinion on the second. Read on to learn more about Bitcoins...

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How to Get Your Free Credit Score

Your credit score is one of the most important numbers in your financial life. This one number summarizes your creditworthiness, and it's the first thing lenders look at when you apply for a loan, and often the last. Learn how a credit SCORE is different from a credit REPORT, and find out how to get your credit score, for free...

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TEN TIPS: Identity Theft Protection

A new study shows that identity fraud increased in both 2011 and 2012, affecting over 5% of U.S. adults. Big spikes were noted in 'new account fraud' and 'account takeover fraud' -- two of the most damaging types of ID theft. And those damages amount to about twenty billion dollars a year, reason enough for any consumer to be on guard. Read on for my tips on avoiding fraud and identity theft...

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Twelve Online Tools for Savvy Consumers

The Internet is a fantastic resource for consumers, because an abundance of information helps to level the playing field for buyers and foster competition among the sellers. Here are a dozen online tools to help you save money on financial services and consumer products...

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What is Crowdfunding?

A reader asks: 'I see people raising money on crowdfunding sites like Kickstarter and Indiegogo. Is this a legitimate way to raise money, and if so, how can I get in on it?' Get the scoop on crowd funding, and see if it can work to help make your Next Big Thing a reality...

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Do Your Taxes Online, For Free!

Doing your taxes online can save you money and time. There are many online tax preparation services that can accommodate most taxpayers' circumstances. Some are even free. However, there are a few gotchas to watch out for when choosing and using an online tax service. Here's what you need to know...

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Ten Identity Theft Protection Tips

A friend of mine lost thousands of dollars because of an identity theft scammer. That person was arrested, but undoing the damage has been difficult, time-consuming and expensive. Can you give me some practical tips to help defend against identity theft?

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Tap to Pay with Google Wallet?

I was just in Macy's and saw a sign at the checkout, inviting me to pay with Google Wallet, by tapping my smartphone on the credit card reader. It also said something about NFC, which I don't understand. Can you tell me more about this, and how it works?

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Five Free Alternatives to Quicken

For years, I've been using Quicken to manage my personal finances, balance the checkbook, and track expenses against my budget goals. I'd also like to manage my investments, but that requires Quicken Premier, which goes for $89. Are there any free Quicken software alternatives that can do it all?

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Beware the Free Credit Report Scam

I heard about a government website where I can get a free credit report, but after I log in, it seems they want me to buy a 'credit monitoring' package before I get my 'free' report. Is this a scam, or did I miss something in the process?

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Selling Your House

Most home sellers rely on professional real estate agents to handle the legal and marketing details of selling a home. But the realtor's commission takes a big bite out of the proceeds of a home sale. With home prices already depressed, a growing number of sellers are attempting to sell it themselves. Here are some online tools to help you sell your home...

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Coupons Online

Discount and special offer coupons are a favorite way to save money at the grocery store. But gathering coupons, clipping them, and keeping them organized are a tedious hassle. Fortunately, we are well into the age of electronic coupons. Here are some tips on finding online coupons and discount offers...

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Unsecured Loans Online

John Good owns Bubbles Galore, a successful car wash business in Davison, Michigan. He had good credit and a great idea to add a dog washing service to his business. When the bank said no to a modest $16,000 loan request, Good went looking online for alternative unsecured loan options...

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Online Savings Account

I've heard that online banks offer much better interest rates, but all the accounts I've found so far have pitifully low rates. Why are interest rates so low, and are there any online savings accounts that offer higher yields?

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Loan Calculators Online

There are hundreds of ways to look at a loan, and an equally bewildering number of loan calculators online. Do you need a home refinance calculator; a home loan payment calculator; a home equity calculator; a home improvement loan calculator; a reverse mortgage calculator; a loan amortization calculator; an interest-only calculator; or a loan comparison calculator? It's out there, if you can find it among all the other loan calculators. Here's where to look...

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Online Commodities Trading

There may be no more effortless way to make money than online commodities trading. Buy low, sell high with just a few keystrokes and mouse-clicks. Commodity trading online is as fast and furious as any real-time multiplayer shoot-em-up game; the adrenalin rush itself is fun. But trading commodities online is also fraught with perils for novices who do not understand the game...

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Credit Monitoring

Your credit is one of your most important assets in this day and age. It's also vulnerable to identity theft; credit reporting errors; and simple misunderstandings that can damage your credit and adversely impact more than just your ability to borrow money. It's important to monitor your credit and correct any problems you can as quickly as possible. Here's how...

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What is Forex?

Forex is short for foreign exchange. It's sometimes abbreviated FX but don't confused that with the gamer's terms for effects. Forex is no game; it's about very real, very large sums of money. But there are a lot of games involving forex being played on the Internet. Be careful; the rules are not always what they seem to be...

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What is GnuCash?

I've heard that GnuCash is a free accounting program, similar to Quicken. So it's free, but how does it compare with Quicken or Microsoft Money, for basic household or small business accounting?

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Currency Converter

How many Drachmas in a Dinar? How many Rupees can you get for a hundred Rubles? In what countries are the official currencies called the Zloty and the Punt? A visit to the Universal Currency Converter will answer all these questions - read on!

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Stock Investing

If you're a stock market investor, there lots of great resources on the Net that will help you keep tabs on your stock portfolio, keep up with the latest market news, do company research, and even do your trading online. This article will point you in the right direction if you're looking for a little help finding the best stock market and financial websites.

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