IMPORTANT: An Extra Layer of Security - Comments Page 2

I travel all year long and use a VPN for safety as well as local sim cards on my cell phone. 2FA prevents me from using some of my bank services or paying online using some of my credit cards (Visa verif). They request 2FA as my IP is different but cannot send codes to an unknown cellphone #. Sometimes I have to call home to ask someone to be ready to pick up the verification # sent vocally on that home phone. All 2FA should offer an email option to provide the verification code.

Because of where I live, we do not have cell service at home, so I only use a TracPhone when I go to town or drive someplace to get service. That means text messages are basically useless. What would be recommended for me to do to have this type of protection?

2FA where you "enter the code once and check a box that says something like "trust this computer." is really defeating the system. You might as well not bother with it.

I use Google's authenticator to be independent of the SIM card used.

To 78 yo Francis. It is a way to use 2 independent devices, computer and phone, both of which have to be available to access your accounts. As long as a hacker does not gain access to your bank login AND your phone you are fine.